Egypt interest rate to fall to 16.25% by end of 2025: BMI report

Rehab Magdy,Monday 9 Sep 2024

The interest rate in Egypt is anticipated to fall to 16.25 percent by the end of 2025 down from 28.25 in 2024, BMI Research, a Fitch Solutions company, said in a report in August.

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This decline in interest rate will continue until 2033, reaching 8.25 percent.

 

The Central Bank of Egypt (CBE) hiked its benchmark interest rate by 800 basis points (bps) in 2022, 300 bps in 2023, 200 bps in February 2024, and 600 bps in March 2024.

On Thursday, the CBE kept the overnight deposit rate, overnight lending rate, and the rate of main operations unchanged at 27.25 percent, 28.25 percent, and 27.75 percent, respectively.

It also maintained the discount rate unchanged at 27.75 percent.

Inflation in decline
 

The BMI report also anticipated that the inflation rate would fall below 20 percent by February 2025, primarily due to a significant base effect.

Egypt’s headline annual inflation rate kept its downturn path in June, for the fourth consecutive month, decelerating to 27.1 percent compared to 27.4 percent seen in May, according to the Central Agency for Public Mobilization and Statistics (CAPMAS).

Moreover, the annual core inflation rate dropped to 24.4 percent in July, compared to 26.6 percent in June.

The main difference between core inflation and headline inflation is that headline inflation refers to the inflation rate of all commodities. However, core inflation excludes food and fuel from the basket of goods and services.

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